Crosswind Financial delivers "private banker" service with speed, flexibility and performance you can count on.

Crosswind has funded more than 300 loans since 2012 for borrowers across California. Our borrowers are experienced and successful. We work closely with each client to deliver customized financial solutions that can help them get profitable projects acquired, renovated and transformed into some of California's most desirable homes. 

We typically lend up to 75% of a project's hard cost, including purchase price and renovation costs. Our rates are competitive and our terms are flexible and designed to meet each developer's needs.  We operate a vertically integrated platform and lend from our own balance sheet, which allows us to make quick decisions and provide the personalized service that our borrowers deserve.

 
 

LENDING CRITERIA

  • LOAN AMOUNTS OF $1-10M PER PROJECT

  • UP TO 75% OF PURCHASE & RENOVATION COSTS

  • LEND ACROSS ALL MAJOR CALIFORNIA METRO AREAS

  • RESIDENTIAL, APARTMENTS, COMMERCIAL PROPERTY TYPES

  • MATURITIES FROM 3-24 MONTHS

 

  • LOANS MADE TO LLC’s AND FOREIGN NATIONALS

  • NO 3RD PARTY APPRAISAL OR INSPECTIONS

  • NO UPFRONT FEES OR COSTS

  • NO PREPAYMENT PENALTIES

  • TRANSPARENT, EASY TO UNDERSTAND PRICING/TERMS

PARTNER WITH CROSSWIND

Crosswind Financial’s management team has extensive real estate investment experience that gives us the unique ability to understand your project and give you the quick response and funding that you need.

Our responsiveness allows developers to make offers with short contingency periods and quick closing schedules, so that they can compete effectively to purchase properties in today’s market.

Watch this video to learn more about the projects we’ve funded, as well as what clients have to say about us.

Crosswind is run by some of the smartest guys in the real estate business. They know exactly what developers want and have the tools to get the deal done. The Crosswind team has helped my business immeasurably... the guidelines are simple, the decision making is fast and the funding is on time.
— Fritz Greve, Greve Built
Our working relationship has proven extremely rewarding over the last four years. We’ve used several lenders before but find Crosswind to be a significant cut above: from expedited loan processing and painless fund control to overnight reimbursements, they commit then fulfill. We truly consider them partners in our success.
— Scott Ryan, Signature Estates
“As a commercial capital adviser, it is essential that I have surety of closing when securing a mortgage for my clients. Crosswind has consistently outperformed by closing early and without re-tradeing. They are smart lenders who understand real estate with competitive pricing and out of the box thinking.”
— Brad Kraus, Windward Capital Real Estate Advisors
As an active house flipper, our lending relationship is primary to the success of our business. We’ve dedicated massive efforts to ensuring we know what’s out there and that we have the best lender behind us.

Crosswind Financial is the answer to our search and we’ve placed over $8M to date with them in the last 6 months since we started working together. Crosswind has the best terms, fastest response time, professional team, most experience, and most importantly the willingness to work with together to make the deal happen. Often times we are faced with short time frames and Crosswind has always come through. Their team is second to none.
— Jamison Luther, The Lincoln Crew
 
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